What are the rates and fees?

At NZCU South you’ll find a refreshing new approach. Because we have no ‘outside’ share holders all our profits (after providing for necessary reserves and operating costs) are returned to members through top interest rates on savings, low cost loans, fee free services and reasonable fees.

Our personal loan interest rates start from as low as 8.9% p.a. The loan rates offered could be different depending on your financial situation.

There are no hidden loan fees; you know exactly what you are paying for before you sign your personal loan contract.

apply for a personal loan


Personal Loans Page
What happens after you have submitted your application?
Can I make extra payments or pay my loan off early?

For more information or to apply for an NZCU South Personal Loan:

Apply online

Complete the online application and we will be in touch with a decision very shortly.

Request a Call Back

We will be in touch with you very shortly

Call Us 

0800 Lend2U (0800 536 328)