Customer Reviews

"Staff were very helpful which made the transition of applying for a loan very smooth and stress free." - Helina|"Such a smooth process with a fast outcome and result we wanted. Thank you for helping us get ahead in life." - Stacey|"Very pleased to be given the chance to clean up my debt. Thank you so much for a better life for me and my children." - Tammy|"I really appreciated the down to earth approach by staff, friendly, helpful and non-judgmental." - Lou

Make it happen with a personal loan

Whether it’s a travel loan for a dream holiday, car finance for the perfect vehicle, renovation loans for fixing your home or a debt consolidation loan, make it happen with NZCU South personal loans from 9.95% p.a (lending criteria & conditions apply) today.

Apply for your personal loan online now

Try one of our personal loan calculators to see how much you can save with some of the lowest loan rates NZ-wide.


Special General Meeting

NZCU South will be holding a Special General Meeting (SGM) on;

Wednesday, 13 March 2019 at 5:45 p.m.

Mercure Leisure Lodge, 30 Duke Street, Dunedin.

Please RSVP to attend the SGM to

Five New Zealand credit unions including NZCU South have announced the signing of a conditional Heads of Agreement to merge, after our boards recommended a transfer of engagements into one single credit union.

Click here for more information.




Save Mail E-Statements

Savemail is an online facility that allows you to view, download and manage all of your NZCU South account statements.

For more information or to register for E-Statements please click here

If you are already registered for E-Statements click here to view your statements

Save for your next Christmas now!

With regular contributions to your NZCU South Christmas Saver account you can build a fund specifically for spending over the holiday period. Making your Christmas that much easier and even more special.

Saving just $10.00 per week will give you $520 savings annually!

If you would like to open or adjust your contribution to your Christmas Saver account, apply online today. has a Shopper Approved rating of 4.7/5 based on 737 ratings and reviews