Customer Reviews

"Staff were very helpful which made the transition of applying for a loan very smooth and stress free." - Helina|"Such a smooth process with a fast outcome and result we wanted. Thank you for helping us get ahead in life." - Stacey|"Very pleased to be given the chance to clean up my debt. Thank you so much for a better life for me and my children." - Tammy|"I really appreciated the down to earth approach by staff, friendly, helpful and non-judgmental." - Lou

Make it happen today with a personal loan

Whether it’s a travel loan for a dream holiday, car finance for the perfect vehicle, renovation loans for fixing your home or a debt consolidation loan, make it happen with a NZCU personal loan today.

Apply for your personal loan today

Additionally, if you apply between 1 April – 30 June 2018, you could win a $3,000 grocery voucher! Check out our competitions page for the Terms and Conditions.

Save Mail E-Statements

Savemail is an online facility that allows you to view, download and manage all of your NZCU South account statements.

For more information or to register for E-Statements please click here

If you are already registered for E-Statements click here to view your statements

Debt Consolidation

A debt consolidation loan with NZCU South will simplify and ease your debt concerns; combining all your high interest debts into one, low-rate, easy-to-manage affordable payment.

Try our debt consolidation calculator to see how much you can save with some of the lowest loan rates NZ wide.

Complete an online loan application now.


Helpful Guides;

Who is debt consolidation for?

How does debt consolidation work?

Debt Consolidation FAQs

Simplify your finances



2018 Director Elections

Nominations are now open for NZCU South Director elections.

There is one three year term vacancy.

The nomination period is between Wednesday, 6 June and Wednesday, 27 June at 5.00 p.m.

Click here for more information.

Your 56th Annual General Meeting will be held on: Thursday, 27 September 2018 at

Hagley Oval Pavilion, Level 1, Hadlee Lounge
63 Riccarton Ave

For more information about our 2018 AGM, please click the link below or visit the NZCU South news page.

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