Customer Reviews

"Staff were very helpful which made the transition of applying for a loan very smooth and stress free." - Helina|"Such a smooth process with a fast outcome and result we wanted. Thank you for helping us get ahead in life." - Stacey|"Very pleased to be given the chance to clean up my debt. Thank you so much for a better life for me and my children." - Tammy|"I really appreciated the down to earth approach by staff, friendly, helpful and non-judgmental." - Lou

Personal Loans from 9.95% p.a.

A debt consolidation loan with NZCU South will simplify and ease your debt concerns; combining all your high interest debts into one, low-rate, easy-to-manage affordable payment.

Try our debt consolidation calculator to see how much you can save with some of the lowest loan rates NZ wide.  Personal loans are also available.

Complete an online loan application now.


Helpful Guides;

Who is debt consolidation for?

How does debt consolidation work?

Debt Consolidation FAQs

Simplify your finances



Young Member Scholarships

NZCU South 2018 Young Member Scholarships are now open for applications.

The scholarships are aimed to recognise young members or family members to assist in payment of part or full time study in the areas of a academia, arts, music or sports within New Zealand or overseas.

Click here for more information.




Save Mail E-Statements

Savemail is an online facility that allows you to view, download and manage all of your NZCU South account statements.

For more information or to register for E-Statements please click here

If you are already registered for E-Statements click here to view your statements

Make it happen today with a personal loan

Whether it’s a travel loan for a dream holiday, car finance for the perfect vehicle, renovation loans for fixing your home or a debt consolidation loan, make it happen with a NZCU personal loan today.

Apply for your personal loan today

Congratulations Sharon Williams, winner of the NZCU South ‘$3000 Grocery Voucher’ loan promotion.

The promotion was open to any NZCU South customer who took out a personal loan between 1 April 2018 and 30 June 2018.

Read the full story here has a Shopper Approved rating of 4.7/5 based on 737 ratings and reviews