Customer Reviews

"Staff were very helpful which made the transition of applying for a loan very smooth and stress free." - Helina|"Such a smooth process with a fast outcome and result we wanted. Thank you for helping us get ahead in life." - Stacey|"Very pleased to be given the chance to clean up my debt. Thank you so much for a better life for me and my children." - Tammy|"I really appreciated the down to earth approach by staff, friendly, helpful and non-judgmental." - Lou

Make it happen with a personal loan

Whether it’s a travel loan for a dream holiday, car finance for the perfect vehicle, renovation loans for fixing your home or a debt consolidation loan, make it happen with NZCU South personal loans from 9.95% p.a (lending criteria & conditions apply) today.

Apply for your personal loan online now

Try one of our personal loan calculators to see how much you can save with some of the lowest loan rates NZ-wide.


Important Announcement

Five New Zealand credit unions including NZCU South have announced the signing of a conditional Heads of Agreement to merge, after our boards recommended a transfer of engagements into one single credit union.

Click here for more information.




Save Mail E-Statements

Savemail is an online facility that allows you to view, download and manage all of your NZCU South account statements.

For more information or to register for E-Statements please click here

If you are already registered for E-Statements click here to view your statements

Dunedin Branch Relocation

An exciting New Year initiative is the move from our Filleul Street location of 17 years to our new site at 115 George Street on the 28 January 2019.

The main street location will be a great promotion for our brand and will be the first of our new concept branches.

Click here for more information. has a Shopper Approved rating of 4.7/5 based on 737 ratings and reviews