Make the most of your hard earned savings
We offer flexible and competitive Term Investment options to suit your investment needs.
Our competitive interest is calculated on a daily basis and can be paid at regular intervals (conditions apply) or on maturity to any account of your choice.
- – You choose your investment term
- – Flexible and competitive interest calculated daily
- – Option of interest paid at regular intervals or on maturity
- – You are advised of your options prior to maturity, including reinvesting for a further term
Money from term deposits are invested into your local community to help New Zealanders succeed together.
Term Deposit Rates – Effective 12 September 2019
|Term||$500 – $4,999||$5,000 – $1,500,000|
|1 month||0.85% p.a||1.00% p.a.|
|3 months||1.50% p.a||2.50% p.a.|
|6 months||2.10% p.a||3.10% p.a.|
|9 months||2.15% p.a||3.15% p.a.|
|12 months||2.10% p.a||3.10% p.a.
|18 months||2.15% p.a||3.15% p.a.|
|24 months||2.15% p.a||3.15% p.a.|
|36 months||2.20% p.a||3.20% p.a.|
|48 months||3.25% p.a.|
|60 months||3.30% p.a.|
|*Interest is paid on maturity for terms less than 12 months.|
|*Interest may be paid quarterly or compounded for terms 12 months and over. Maximum Total Shareholding permitted per Customer is $1,500,000.00. These Credit Union Deposits are secured by a first ranking security interest over present and after acquired property of NZCU South. Click here to view the NZCU Product Disclosure Statement and Credit Risk Statement.|