Simplify your finances
Here are three of our favourites to help you simply your finances.
- When paying off debt, it’s best to have a strategy in mind. A couple of popular methods are the ‘Debt Snowball’ & ‘Debt Avalanche’ approaches. You can read more about debt repayment strategies here.
- Keep track of your credit score. Your credit score impacts your ability to borrow money, so being aware of your score and how your actions may impact it, is essential in ensuring you get the best for your future financing. You can read more on credit scores here.
- Reduce the number of payments you need to make. Nowadays we all have so much going on in our lives that we can easily forget to make a payment or to be late on one. Consider the options of setting up automatic payments or combining your debts into one, so you can keep on top of your finances and keep those rates and penalties down. You can read more on why a debt consolidation loan will work for you here.
Try our debt consolidation calculator to see how much money you could afford or how much you could save with NZCU South.
Your repayments could be as low as*:
* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.