Interest Rates

Effective 27 November 2017

On Call: ($0 – $500,000)  Success Saver:   1.60% p.a

Term Deposits

Term $500 – $4,999 $5,000 – $500,000
1 month 1.00% 2.00%
3 months 1.90% 2.90%
6 months 2.40% 3.40%
9 months 2.60% 3.60%
12 months 2.75% 3.75%
18 months 3.00% 4.00%
24 months 3.20% 4.20%
36 months 3.35% 4.35%
Interest is paid on maturity for terms less than 12 months.
Interest may be paid quarterly or compounded for terms 12 months and over. Maximum Total Shareholding permitted per Customer is $500,000.00. These Credit Union deposits are secured by a first ranking security interest over present and after acquired property of NZCU South. Click here to view the NZCU Product Disclosure Statement and Credit Risk Statement.
Maximum Total Shareholding permitted per Customer is $500,000.00.
Interest rates are subject to change.
These Credit Union deposits are secured by a registered first ranking Trust Deed.

 

Personal Loans

Loan against Savings From 10.50% p.a (Subject to change)
Personal Loans From 9.95% p.a
Normal lending criteria applies

 

Home Loans – Effective 10 March 2017

Floating From 5.85% p.a (Subject to change)
Fixed

 

1 Year fixed 5.65% p.a (80-85% LVR) 5.20% (LVR less than 80%)

2 Year fixed 5.70% p.a (80-85% LVR) 5.25% (LVR less than 80%)

Credit Union South shares are secured by a first ranking registered Trust Deed
Interest Rates for deposits are payable to customers and interest rates on loans are payable by the customer.
Click here to view our Product Disclosure Statement.

 

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