Rates and Fees

Member notice: Changes to accounts and fees effective 13 March 2021, click here to view the NEW rates and fees guide


Interest rates at a glance:

Term Deposit

1.10% p.a

36 months
$5,000 – $1,500,000

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Christmas Saver

0.50%

$0 – $1,500,000

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Debt Consolidation

9.9% – 28.90%

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Personal Loan

9.9% – 28.90%

Apply online

View complete list of our current interest rates

Click here to view our Product Disclosure Statement.

Interest Rates

Member notice: Changes to accounts and fees effective 13 March 2021, click here to view the NEW rates and fees guide Effective 15 February 2021 Success Saver Tiers Interest rate Up to $4,999 0.15% p.a. $5,000 to $19,999 0.35% p.a. $20,000 to $99,999 0.55% p.a. $100,000 and over 0.65%p.a. Maximum deposit $1.5 million per customer Interest […]

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Fees

Member notice: Changes to accounts and fees from 13 March 2021 Click here to view our NEW rates & fees effective from 13 March 2021. At NZCU South you’ll find a refreshing new approach. Because we have no ‘outside’ share holders all our profits (after providing for necessary reserves and operating costs) are returned to […]

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