Rates and Fees

Interest rates at a glance:

Term Deposit

1.15% p.a

36 months
$5,000 – $1,500,000

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Christmas Saver


$0 – $1,500,000

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Debt Consolidation

8.9% – 28.90%

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Personal Loan

8.9% – 28.90%

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View complete list of interest rates

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Interest Rates

Effective 1 December 2020 Success Saver Tiers Interest rate Up to $4,999 0.15% p.a. $5,000 to $19,999 0.35% p.a. $20,000 to $99,999 0.55% p.a. $100,000 and over 0.65%p.a. Maximum deposit $1.5 million per customer Interest rates quoted apply to the whole account balance Interest calculated on the minimum daily balance and paid monthly Interest rates […]

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At NZCU South you’ll find a refreshing new approach. Because we have no ‘outside’ share holders all our profits (after providing for necessary reserves and operating costs) are returned to members through top interest rates on savings, low cost loans, fee free services and reasonable fees.

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