Rates and Fees

Interest rates at a glance:

Term Deposit

4.35% p.a

36 months
$5,000 – $500,000

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Success Saver

1.60%

$0 – $500,000

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Debt Consolidation

10.95% – 22.95%

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Personal Loan

10.95% – 22.95%

Apply online

View complete list of interest rates

Are you entiled to a Fee Rebate?

A Fee Rebate is a portion of your yearly fees credited back to your account.

NZCUs nationwide offer Fee Rebates to thousands of loyal New Zealand Credit Union customers\’ every year.

Find out if you are entitled to a fee rebate

Click here to view our Product Disclosure Statement.

Fee Rebate

We also operate a loyalty programme where customers are rewarded according to how much business each member has with NZCU South. The monthly loyalty rebate ranges from $2.00 to a $50.00 rebate off all your transaction fees!

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Interest Rates

Effective 15 September 2017 On Call: ($0 – $500,000)  Success Saver:   1.60% p.a Term Deposits Term $500 – $4,999 $5,000 – $500,000 1 month 1.00% 2.00% 3 months 2.00% 3.00% 6 months 2.40% 3.40% 9 months 2.70% 3.70% 12 months 2.80% 3.80% 18 months 3.10% 4.10% 24 months 3.20% 4.20% 36 months 3.35% 4.35% Interest […]

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Fees

At NZCU South you’ll find a refreshing new approach. Because we have no ‘outside’ share holders all our profits (after providing for necessary reserves and operating costs) are returned to members through top interest rates on savings, low cost loans, fee free services and reasonable fees.

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