Wedding Loans

Get 20K to plan the biggest day of your life from just $75* per week!

Your wedding; one of the biggest, if not, the biggest day of your life. A special moment that requires significant planning to ensure every little detail is perfect. Planning your dream wedding is an exciting experience, yet can be a stressful time with wedding financing often anxiety-inducing. An NZCU South Wedding Loan allows you the flexibility and freedom to have the wedding you deserve. To make your day truly memorable. Secured personal loans for a wedding start from 9.9% p.a.* and can be tailored to suit your budget. With our help, a wedding loan can be personalised to accommodate a grandiose occasion or a modest, intimate gathering of close friends and family.  Whether it’s for reserving the idyllic venue, ordering the delectable catering, picking out the perfect dress and formal wear through to entertainment, photography and florists, an NZCU South Wedding Loan will make your wedding financing desires, much simpler and manageable.  And we haven’t even touched on the honeymoon! Why not package your getaway aspirations as part of your wedding loans arrangement with us? *This example is calculated on a loan with full repayments made over a 7 year period at an interest rate of 9.9% p.a. Total repayments over the term of the loan would be $20,286.51 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. This calculation is intended as a guide only and is not an offer from NZCU Baywide. All interest rates and fees quoted are subject to change.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For more information on NZCU South’s Lending process, please read our Loan Agreement (General Terms) and our Loan Agreement (Specific Terms).
How much will a $10,000 personal loan cost you? Below is an example of a $10,000 personal loan at 13.95% p.a.  Please talk to us about your requirements and we will cater your loan to suit your needs. The loan application fee of $250.00 and loan security fee of $50.00 (if applicable) are added to the loan.  In this example the interest rate is 13.95% p.a. and the repayment amount is $100.00 per week.  The term of the personal loan is for 2 years and 4 months. The total interest is $1765.43, and the total cost of the loan is $12,065.43.  The Finance Rate / Annual Percentage Rate (API) is 16.648% p.a. (includes fees)

Try our personal loan calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.