Vehicle Finance Loans

NZCU South finances cars, motorbikes, motorhomes, boats, farm machinery and vehicles, with a competitive rate from 9.95% p.a.

Preapproved loans are available so you have the cash upfront to give you better bargaining power. We are here to get you from A to B, faster and more easily. Our preapproved loans allow this to happen; giving you the necessary negotiating power to get the best value deal for your vehicle financing needs.  With a simple loan process you can receive quick loans online to get you on the road. At NZCU South we are passionate about our motor vehicles and realise New Zealanders are the same – hence the focus and energy we place in motor vehicle finance with quick loans online, tailored to your vehicle finance needs. With vehicle loans online from 9.95% p.a. You will be given the special treatment with a package suited to match your budget and vehicle needs. With our help, you will be driving away with one of the top vehicle loans NZ wide. Catering to all your vehicle needs, NZCU South is one of the top providers of motor vehicle finance NZ wide. Whether it’s for the dream motorbike, a perfect camper van, or to meet your heavy vehicle needs we provide a fast route with a simple and quick loan process to ensure you’re on the road faster than anticipated. Applying for vehicle finance is fast and easy.  Our friendly team will access your application and be in touch with you.

Try our personal loan calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Home owner [or NZCU South mortgage customer] personal loan rates from 9.95% p.a. Non-home owner [or Non-mortgage customers] rates from 13.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000. Finance provided by Credit Union South, trading as NZCU South.  Other rates available on request. [RICH_REVIEWS_SNIPPET category=”all”]

‘Back a Mate’ Refer someone who qualifies for a personal loan and you each get $50.00.