What do I need to apply for a Personal Loan?

When applying for a loan there are a few things that we will require.  In the application we’ll ask you a few questions about your finances and personal details.

Once you’ve completed the application, we’ll also need to see some documents to help us assess your application. For those of you applying on-line, we’ll contact you about the best way to get these to us.

Acceptable Identification: 

The following are acceptable means to provide proof of identity including a photograph, current residential address and date of birth:

  • Valid Driver’s Licence confirming licence number is generally mandatory for all loans.
  • New Zealand Passport – Current or Expired (not more than 2 years ago) but not “Cancelled”, confirming passport number.
  • A recent utility or bank statement showing your current address.

Confirmation of Income:

If your salary/wages have been deposited into your NZCU South account we will be able to verify your income from your account information. If not, we’ll need to see proof of your income.

Details of your financial situation:

We will require details of any existing debts, expenses, assets and liabilities to help us assess your application.  Bank statements and Debt statements, (eg. Credit Card statements etc), may be requested.

apply for a personal loan


Personal Loans Page
What information do I need to apply?
What happens after you have submitted your application?

For more information or to apply for an NZCU South Personal Loan:

Apply online

Complete the online application and we will be in touch with a decision very shortly.


Request a Call Back

We will be in touch with you very shortly


Call Us 

0800 Lend2U (0800 536 328)