How do I apply for a personal loan?

NZCU South will work with you to personalise your repayment amount and terms, so that you can get the things you need, at competitive interest rates, with a repayment plan that suits your current budget.

Our loans start at $1000 and can be used for almost any reason – including debt consolidation, holidays, home improvement, cars & vehicles… even a boat!

Applying for a loan through NZCU South is fast and easy. You can apply online, over the phone or request a call back.

Our Lending Team is available from Monday to Friday between 8.00am – 6.00pm on 0800 LEND2U (0800 536 328)

apply for a personal loan


Personal Loans Page
What information do I need to apply?
What are the rates and fees?


For more information or to apply for an NZCU South Personal Loan:

Apply online

Complete the online application and we will be in touch with a decision very shortly.

Request a Call Back

We will be in touch with you very shortly

Call Us 

0800 Lend2U (0800 536 328)