Do you offer loans for people with bad credit?
It is NZCU South’s policy that a Veda credit check is required for every new personal loan applications.
NZCU South’s Interest rate pricing and loan terms are assessed after taking into consideration your overall profile, credit check/history and capacity.
Bankruptcy or NAP (non-asset procedure) must not still be reported as a current or discharged bankrupt on your credit check.
Having bad credit doesn’t necessarily mean the loan will get declined but it will normally make it harder for you to get a personal loan and you will normally pay a higher interest rate.
For more information or to apply for an NZCU South Personal Loan:
Complete the online application and we will be in touch with a decision very shortly.
We will be in touch with you very shortly
0800 Lend2U (0800 536 328)