Can I make extra payments or pay my loan off early?

You can make ‘one off’ extra payments or increase your regular payment to your NZCU South personal loan with no fees – which could save you money in interest costs and help you pay off your loan sooner.

You can pay off your personal loan early in one payment. There is a minimum early repayment fee to cover administration costs to discharge your loan but in fact, the faster you pay it off, the more you may save in interest.

How do I make extra payments?

You can talk to us about increasing your regular contracted payment into your NZCU South loan.

How can I pay my personal loan off in one payment?

You can talk to our friendly team to obtain your final discharge loan figure.  We can then transfer this for you from your savings account to your loan account. Alternatively, you can transfer this final loan repayment from your preferred bank.

apply for a personal loan


Personal Loans Page
What happens after you have submitted your application?
Am I eligible for a personal Loan?

For more information or to apply for an NZCU South Personal Loan:

Apply online

Complete the online application and we will be in touch with a decision very shortly.

Request a Call Back

We will be in touch with you very shortly

Call Us 

0800 Lend2U (0800 536 328)