Am I eligible for a personal Loan?

Before applying for an NZCU South personal loan it is important to understand the main conditions of our lending criteria. To be eligible for a personal loan you should fit the following loan criteria.

• 18+ years of age
• Permanent resident of New Zealand
• Non-residents on current work visa
• Adequate proof of identity
• Co-borrowers are permitted to join an application for a loan.
• Employment -Full time, permanent part time or casual with a minimum of 20 hours per week or temporary workers with a validated employment record or in receipt of permanent welfare benefits. Time in employment will also be used as a consideration in the credit assessment.
• Permanent or fixed Address – either an owner/buyer/renter. This includes boarders sharing a residence and/or living with parents. Time in residence will also be used as a consideration in the credit assessment.
• Discharged Bankruptcy, NAP (non-asset procedure) or SIO. This must be declared.
• Satisfactory Credit Report.

RELATED PAGES

Personal Loans Page
Do you offer unsecured loans?
How long until I receive the money?

For more information or to apply for an NZCU South Personal Loan:

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0800 Lend2U (0800 536 328)