Personal Loans FAQ

If you are unable to find the answer to your question here, please call 0800 Lend2U (0800 536 328) to speak with one of the NZCU South team.

How do I apply for a personal loan?

What information do I need to apply?

How will I receive my loan?

I’m self-employed, can I still get a loan?

Do you offer loans for people with bad credit?

Do you offer unsecured loans?

Does it matter where I live?

What can I use my personal loan for?

What are the rates and fees?

How long until I receive the money?

Can I make extra payments or pay my loan off early?

What do I need to apply for a Personal Loan?

Am I eligible for a personal Loan?

What happens after you have submitted your application?