Home Renovation Loan

How we can take the stress out of renovating

Couple looking of Kitchen Renovation Plans

Home renovations can be very stressful if the correct planning isn’t done before hand. You have contractors to manage, designers to consider, dates to set and finances to find. Although we can’t manage your contractors for you, we can, however, take the stress out of finding the funds for your home remodeling/renovating needs.

Our home renovation loan rate starts from 9.95% p.a. and we offer flexible payment options to help get the right renovation loan for you.

Plan ahead and get quotes, so you have a fair idea on how much you need to borrow for your home renovation. Sometimes it is best to get a 10% buffer on your expected expenses to allow for unexpected costs that arise. Take this into consideration when planning your home improvement loan, as you have the option of repaying these finances early if you are lucky enough to have your costs go under budget. Check out our FAQ page below for more information.

Can I make extra payments or pay my loan off early?

Alternatively, you have the option to top up your home renovation and alter your payment option at any time. You can give our friendly lending consultants a call on 0800 Lend2U (0800 536 328) if you wish to explore the possibilities of your payment options.

Click here to find out more about loan top ups

You may also wish to wish to protect yourself from the stress of repaying your loan in the event of the unexpected with loan repayment insurance. Having loan repayment insurance for your renovation loan can help cover you if any unexpected changes such as; redundancy, illness, trauma, disability or bankruptcy occurs.

Check out our insurance options here

Try out our personal loan calculator to see how much you can afford to borrow with your renovation loan. You can adjust the payment times, term of the loan, to create an appropriate re-payment amount that you can manage during the renovation process.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
Apply Now

* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

If this is your first home renovation, then we advise taking a look at some of our home renovation blogs and reading up on some tips and tricks before you make any big decisions.

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‘Back a Mate’ refer someone who qualifies for a personal loan and you each get $50.00.

You can check out our Personal Loan FAQ page for more information.