Emergency Loans
In need of an emergency loan? Talk to your NZCU South team and see if you are eligible for financial assistance.

Things you should know…
What are the terms and conditions of a personal loan?
Click here to go to our rates page
For information on our loan agreements and terms and conditions click here.
How much will a $15,000 personal loan cost?
When applying for a credit loan it’s important to consider all of the costs involved. Below is an example of the total costs included over the term of a secured vehicle loan: $15,000 personal borrowing + $250 approval fee + $36.51 third party charges (credit check, vehicle check and registering security over vehicle) = $15,286.51 Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74 |
Try our personal loan calculator to see how much you can afford or how much you could save with NZCU South.
Amount
$1000
Interest Rate
13.95%
Term
36 month(s)
Your repayments could be as low as*:
$0 per
0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.