DIY Loans

Home renovation loans from 9.9%*

Whether it’s a DIY loan, a home renovation loan or even a remodel loan, here at NZCU South, we have the know how to finance it all. There’s no need to put your housing needs on hold, as we provide flexible home improvement financing, customised just for you. With secured rates from 9.9% p.a.* we can provide the proper financing for your home improvement projects. We know how important it is to make sure your home feels like home. Whether it’s just to tidy up the back yard, add a little more light to the living room, or to completely deck out the master bedroom by adding an ensuite. We can sort you out with a home renovation loan that will leave you with no excuses! An affordable remodel loan will allow you transform your house into the castle of your dreams. Don’t let your ambitions sit in the back of your mind. Allow us to assist in your home improvement financing and get you one step closer to creating your dream home.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For information on our loan agreements and terms and conditions click here.

How much will a $15,000 personal loan cost?

When applying for a credit loan it’s important to consider all of the costs involved.

Below is an example of the total costs included over the term of a secured vehicle loan:

$15,000 personal borrowing
+ $250 approval fee
+ $36.51 third party charges (credit check, vehicle check and registering security over vehicle)

Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74.
*Variable interest rate. Ts&Cs and normal lending criteria apply. A $250 approval fee & other fees apply.