DIY Loans

Whether it’s a DIY loan, a home renovation loan or even a remodel loan, here at NZCU South, we have the know how to finance it all. There’s no need to put your housing needs on hold, as we provide flexible home improvement financing, customised just for you.

With rates from 9.95% p.a. we can provide the proper financing for your home improvement projects.

We know how important it is to make sure your home feels like home. Whether it’s just to tidy up the back yard, add a little more light to the living room, or to completely deck out the master bedroom by adding an ensuite. We can sort you out with a home renovation loan that will leave you with no excuses!

An affordable remodel loan will allow you transform your house into the castle of your dreams. Don’t let your ambitions sit in the back of your mind. Allow us to assist in your home improvement financing and get you one step closer to creating your dream home.

Try our personal loan calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Home owner [or NZCU South mortgage customer] personal loan rates from 9.95% p.a. Non-home owner [or Non-mortgage customers] rates from 13.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000. Finance provided by Credit Union South, trading as NZCU South.  Other rates available on request.

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‘Back a Mate’ Refer someone who qualifies for a personal loan and you each get $50.00.