Debt Consolidation Calculator

With a debt consolidation loan, we can help you combine / consolidate your debt and leave you with one easy affordable payment. Make managing your money easy and save a lot on interest payments, by consolidating your finances with a secured NZCU South loan from 9.90% p.a.* Try it out for your self and find out how much less you could have to pay a week with a debt consolidation loan.

Try our Debt Consolidation Calculator to see how much you can afford or save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For information on our loan agreements and terms and conditions click here.

When applying for a credit loan it’s important to consider all of the costs involved.  Below is an example of the total costs included over the term of a secured vehicle loan: $15,000 personal borrowing + $250 approval fee + $36.51 third party charges (credit check, vehicle check and registering security over vehicle) $15,286.51 Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74 *Variable interest rate. Ts&Cs and normal lending criteria apply. A $250 approval fee & other fees apply.