Debt Consolidation Calculator

With a debt consolidation loan, we can help you combine / consolidate your debt and leave you with one easy affordable payment. Make managing your money easy and save a lot on interest payments, by consolidating your finances with a secured NZCU South loan from 8.90% p.a.* Try it out for your self and find out how much less you could have to pay a week with a debt consolidation loan.

Try our Debt Consolidation Calculator to see how much you can afford or save with NZCU South.

Amount


$1000

Interest Rate


13.95%

Term


36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.



Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For information on our loan agreements and terms and conditions click here.

When applying for a credit loan it’s important to consider all of the costs involved.  Below is an example of the total costs included over the term of a secured vehicle loan: $15,000 personal borrowing + $250 approval fee + $36.51 third party charges (credit check, vehicle check and registering security over vehicle) $15,286.51 Set up over a term of 3 years (157 weeks) at 8.9% p.a. interest = weekly repayments of $111.12. *Variable interest rate. Ts&Cs and normal lending criteria apply. A $250 approval fee & other fees apply.