Credit Card Consolidation Loans

credit-card-debt-consolidationAre you struggling with high credit card debt that carries with it high-interest rates?  If you’re on a mission to improve your life – great news, so are we.

Credit card debt relief can be found in a credit card debt consolidation loan.  NZCU South can help combine your credit card debt so you can save money on your interest payments and pay off your debt faster.

At NZCU South we specialise in credit debt help by offering a personal loan that consolidates credit card debt into one loan with regular easy repayments to suit your needs.

We offer the best credit card consolidation loans by helping you structure your account so you can manage your money better.

We are here to foster a healthy attitude towards money.  Talk to our friendly staff on 0800 Lend2U  (0800 536 328) to find out how we can help you.  Apply for your credit card consolidation loan today.  *Lending criteria apply.
Loan Repayment Insurance

Protect yourself from the stress of repaying your loan in the event of the unexpected. Having Life Insurance for your loan repayments is a sensible and cost effective step. This ensures your family has protection when it is most needed.

  • Cover includes: life, disability, trauma, redundancy and bankruptcy
  • Choose to have life insurance only or a combination or any of the other components
  • Cover calculated on daily balance and paid monthly, so you will never over pay.

We recommend you protect yourself in times of uncertainty with Loan Protection Insurance.

Amount


$1000

Interest Rate


13.95%

Term


36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Home owner [or NZCU South mortgage customer] personal loan rates from 9.95% p.a. Non-home owner [or Non-mortgage customers] rates from 13.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000. Finance provided by Credit Union South, trading as NZCU South.  Other rates available on request.

Debt Consolidation Info & Guides

Who is debt consolidation for?
Why get a debt consolidation loan
When is debt consolidation a good idea?
How does debt consolidation work?
Are debt consolidation loans bad for your credit check?
Debt Consolidation FAQ



‘Back a Mate’ Refer someone who qualifies for a personal loan and you each get $50.00.

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