Consolidate at a great rate

Combine $20K worth of debt into one secured loan from 9.9% p.a. & payments of $75* per week.

Getting a debt consolidation loan has never been easier! Combine your existing debt into loan and save yourself the hassle of managing multiple payments and interest rates this year! With debt consolidation loans from 9.9% p.a.* we can provide the tool to help free up your finances and give you the opportunity to tackle your debt head on. Apply for a debt consolidation loan with us today and find out how easy it can be when you are financially stress free. *This example is calculated on a loan with full repayments made over a 7 year period at an interest rate of 9.9% p.a. Total repayments over the term of the loan would be $28,218.63 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. This calculation is intended as a guide only and is not an offer from NZCU South. All interest rates and fees quoted are subject to change.

Things you should know…

For more information on NZCU South’s Lending process, please read our Loan Agreement (General Terms) and our Loan Agreement (Specific Terms).

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How much will a $10,000 personal loan cost you? Below is an example of a $10,000 personal loan at 13.95% p.a.  Please talk to us about your requirements and we will cater your loan to suit your needs. The loan application fee of $250.00 and loan security fee of $50.00 (if applicable) are added to the loan.  In this example the interest rate is 13.95% p.a. and the repayment amount is $100.00 per week.  The term of the personal loan is for 2 years and 4 months. The total interest is $1765.43, and the total cost of the loan is $12,065.43.  The Finance Rate / Annual Percentage Rate (API) is 16.648% p.a. (includes fees)

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Try our debt consolidation calculator to see how much money you could afford or how much you could save with NZCU South.