Christmas Funds

Get 2K cash for Christmas from just $25* per week!

Got big plans for Christmas but need a helping hand? you can apply for additional Christmas financing with a secured NZCU South loan from 9.9% p.a. with payments of just $25* per week. Whether its to take the family somewhere special or to make the family present this year one to remember, you can apply online with NZCU South. Christmas can be a stressful time for many New Zealanders as we often finds our budgets stretched thin with all the festivities that the season brings with it. Make sure you’ve got everything sorted on time this year and secure yourself before the rush. *This example is calculated on a loan with full repayments made over a 2 year period at an interest rate of 9.9% p.a. Total repayments over the term of the loan would be $2,545.06 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. This calculation is intended as a guide only and is not an offer from NZCU South. All interest rates and fees quoted are subject to change.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For more information on NZCU South’s Lending process, please read our Loan Agreement (General Terms) and our Loan Agreement (Specific Terms).

---

How much will a $10,000 personal loan cost you? Below is an example of a $10,000 personal loan at 13.95% p.a.  Please talk to us about your requirements and we will cater your loan to suit your needs. The loan application fee of $250.00 and loan security fee of $50.00 (if applicable) are added to the loan.  In this example the interest rate is 13.95% p.a. and the repayment amount is $100.00 per week.  The term of the personal loan is for 2 years and 4 months. The total interest is $1765.43, and the total cost of the loan is $12,065.43.  The Finance Rate / Annual Percentage Rate (API) is 16.648% p.a. (includes fees)

Try our personal loan calculator to see how much you can afford or how much you can save with NZCU South.