Car Finance Loans

Get the car you want now with NZCU South Car Finance. Car loans from 9.95% p.a. and can be tailored to suit your budget.

Two young woman sitting in a car.
While based in the South Island, we are one of the top providers of Car Finance NZ wide – servicing Auckland, Wellington, Christchurch, Dunedin and more! With our help, you could be driving away with the car of your dreams much faster than you expected. We can provide a tailored package specific to your needs and financial means in order for you to purchase the vehicle you want or pay for repairs on your existing vehicle. Car repair loans are handy for those unexpected car maintenance bills.  If you are purchasing a new car, our affordable payment plans mean you can get your vehicle sooner.

Loan Repayment Insurance

Protect yourself from the stress of repaying your loan in the event of the unexpected. Having Life Insurance for your loan repayments is a sensible and cost effective step. This ensures your family has protection when it is most needed.
  • Cover includes: life, disability, trauma, redundancy and bankruptcy
  • Choose to have life insurance only or a combination or any of the other components
  • Cover calculated on daily balance and paid monthly, so you will never over pay.
We recommend you protect yourself in times of uncertainty with Loan Protection Insurance. For car loan information or to apply now, contact the NZCU South team today! Try our new personal loan calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Home owner [or NZCU South mortgage customer] personal loan rates from 9.95% p.a. Non-home owner [or Non-mortgage customers] rates from 13.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply. Minimum loan value $5,000. Finance provided by Credit Union South, trading as NZCU South. Other rates available on request. [RICH_REVIEWS_SNIPPET category=”all”]

‘Back a Mate’ Refer someone who qualifies for a personal loan and you each get $50.00.