We can provide a tailored package specific to your needs and financial means in order for you to purchase the vehicle you want. Our car loan calculator allows you to plan ahead and distinguish the costs of financing a new vehicle, before you even make a purchase. Don’t let unexpected expenses or vehicle repairs catch you by surprise, work out what you can afford now and eliminate the unexpected with your car finances.
Try our Car Finance Calculator to see how much you can afford or how much you can save with NZCU South.
* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.
Things
you should know…
What are the terms
and conditions of a personal loan?
For more information
on NZCU South’s Lending process, please read our Loan Agreement
(General Terms) and
our Loan Agreement
(Specific Terms).
How much will a
$10,000 personal loan cost you?
Below is an example
of a $10,000 personal loan at 13.95% p.a. Please talk to us about your
requirements and we will cater your loan to suit your needs.
The loan application fee of $250.00 and loan security fee of $50.00 (if applicable) are added to the loan. In this example the interest rate is 13.95% p.a. and the repayment amount is $100.00 per week. The term of the personal loan is for 2 years and 4 months. The total interest is $1765.43, and the total cost of the loan is $12,065.43. The Finance Rate / Annual Percentage Rate (API) is 16.648% p.a. (includes fees)
