Car Finance Calculator

We can provide a tailored package specific to your needs and financial means in order for you to purchase the vehicle you want.  Our car loan calculator allows you to plan ahead and distinguish the costs of financing a new vehicle, before you even make a purchase. Don’t let unexpected expenses or vehicle repairs catch you by surprise, work out what you can afford now and eliminate the unexpected with your car finances.

Try our Car Finance Calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
Apply Now

* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For information on our loan agreements and terms and conditions click here.

When applying for a credit loan it’s important to consider all of the costs involved. Below is an example of the total costs included over the term of a secured vehicle loan: $15,000 personal borrowing
+ $250 approval fee
+ $36.51 third party charges (credit check, vehicle check and registering security over vehicle)
Set up over a term of 3 years (157 weeks) at 8.9% p.a. interest = weekly repayments of $111.12.