Car Finance Calculator

Try our Car Finance Calculator to see how much you can afford or how much you can save with NZCU South.

We can provide a tailored package specific to your needs and financial means in order for you to purchase the vehicle you want.  Our car loan calculator allows you to plan ahead and distinguish the costs of financing a new vehicle, before you even make a purchase. Don’t let unexpected expenses or vehicle repairs catch you by surprise, work out what you can afford now and eliminate the unexpected with your car finances.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

Home owner [or NZCU South mortgage customer] personal loan rates from 9.95% p.a. Non-home owner [or Non-mortgage customers] rates from 13.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000. Finance provided by Credit Union South, trading as NZCU South.  Other rates available on request. [RICH_REVIEWS_SNIPPET category=”all”]

‘Back a Mate’ Refer someone who qualifies for a personal loan and you each get $50.00.