Boat Financing

We offer secured boat loans at excellent rates from 9.9% p.a.*

Our boat loans are flexible and can be tailored to your budget. Our friendly staff will work with you to provide support for your boat loan, meaning you can stay on top of your marine finance. With our help, you will be able to cast your line out into the water worry free, as our manageable boat loans will be personally suited to your current financial situation. NZCU South also offer boat repair loans so that you can keep your vessel in top notch condition. Marine financing can be a hassle, so let us take the stress out of your repairs by financing them for you, allowing you to get back onto the water in no time. Whether it’s a new or used boat loan, we customise your loan so that we can create the best package for our members. This means that your marine finance loan becomes a quick and easy process. Go with the team you trust and let us assist you in owning the vessel of your dreams with an NZCU South boat loan.

Things you should know…

What are the terms and conditions of a personal loan?

Click here to go to our rates page

For information on our loan agreements and terms and conditions click here.

How much will a $15,000 personal loan cost?
When applying for a credit loan it’s important to consider all of the costs involved.

Below is an example of the total costs included over the term of a secured vehicle loan:

$15,000 personal borrowing
+ $250 approval fee
+ $36.51 third party charges (credit check, vehicle check and registering security over vehicle)

Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74. 
*Variable interest rate. Ts&Cs and normal lending criteria apply. A $250 approval fee & other fees apply.

Try our personal loan calculator to see how much you can afford or how much you can save with NZCU South.



Interest Rate



36 month(s)

Your repayments could be as low as*:

$0 per

0 Repayments
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* Please note the calculations provided are estimates only, and do not constitute a quote; actual rates, fees and repayments may differ from those shown here.

*Lending criteria and conditions apply