Loans

Personal loans, finance, and credit for any purpose, including debt consolidation, cars, vehicles, a holiday or home improvements.

Try our Personal Loan Calculator to see how much you can afford or how much you can save with NZCU South.

Consolidate your debt online now with one easy to manage loan. With reduced repayments and interest, allowing you to pay off your debt quicker and save.

Try our Debt Consolidation Calculator to see how much you can afford or save with NZCU South.

Get the car you want now with NZCU South Car Finance. Our car loans start from 9.95% p.a. and can be tailored to suit your budget. While based in the South Island, we are one of the top providers of Car Finance NZ wide – servicing Auckland, Wellington, Christchurch, Dunedin and more! With our help, […]

Vehicle Finance loans from 9.95%p.a. to fuel your vehicle needs and requirements. Quick loans online to get you on the road.

Try our Car Finance Calculator to see how much you can afford or save with NZCU South.

Why wait? Business or leisure, finance your holiday with travel loans from 9.95%p.a. to experience the holiday of your dreams.

Whether you are a first-time home buyer, refinancing or already have an existing loan we have flexible home loan packages to suit your needs and home ownership ambitions.

Looking to upgrade, extend, construct, modernise, remodel or renovate your living quarters? Quick loans online to get you started on your DIY and home improvement dreams and desires.

An NZCU South emergency loan provides you peace of mind when disaster strikes, with the ability to access quick loans online, NZ wide in an upfront, timely manner.

Credit card debt holding you back? Try our credit card consolidation calculator to see how much you can save.

Plan your dream wedding with ease with an NZCU South Wedding Loan. Tailored to your needs and budget, helping you create lasting memories and get what you deserve on your big day.

Looking to purchase a new or used boat? Or even for maintenance and repairs. Apply for a fast loan online for your marine financing needs.

Our home renovation loan rate starts from 9.95% p.a. and we offer flexible payment options to help get the right renovation loan for you.

Already got a loan with us but are after additional funds? Find out how easy it is to top up your existing NZCU South personal loan.