New Year; New Me, New Home

The silly season is here. A time for Christmas family festivities, followed by New Year’s parties with mates. Holiday time! Trips to the beach and escape from the 9-to-5 daily grind. Generally, a care-free time for relaxation and fun in the sun. This is also a time to roll over a new leaf. New Year’s Resolutions spring to mind, with the steadfast optimism of sticking to those bright ideas for more than 6 weeks or so. While we could spout on about joining a gym and/or becoming paleo for 2018 we are going to take a different route and talk about the 1st of January, 2018 being a time for change in scenery. By change in scenery we are referring to a change in address and the steps involved in minimising the stress of moving home over the coming weeks – or any time for that matter. If you haven’t already, mark your calendars. December 31st is often the time when a lease expires and provided you haven’t renewed your lease, time to move on to another abode. Let’s hope by now you’ve sorted your new dwelling first and foremost. From here it would be recommended to start budgeting the costs associated with the shift. Is the shift large or small scale? A small scale shift may be something simple, like changing your student flat and moving into a fully furnished residence with everything catered to your heart’s desire. All that is likely required is grabbing a few mates and transferring your worldly belongings from one half-a-star-rated palace to another. With minimal costs involved all that you will likely require for the physical shift itself is the hiring of a trailer perhaps and a box of beer as payment for your pals. Nice and easy. Now we aren’t all afforded this luxury and we cannot live the student lifestyle forever, can we?

Bigger Picture

A larger scale shift will likely mean the hiring of a removal company – paid professionals who have the physical capability and nous to manage the requirements of moving house. At the very least if you have a group together you will still likely need the use of a large van or trailer for the day to transport any large household items (think white-ware, furniture, beds etc). If hiring transport or employing a removal company it would go without saying to do your homework, shop around and gain quotes to determine which outfit is the best fit to get the job done – and with the least impact on your back pocket!

Tidying up the former address

Once all your items have been transported to the new address you will still have to ensure the former address is well presented. You can no longer cover up the stained carpet with that strategically-placed fur rug. Depending on your cleanliness and the degree of up-keep your residence has had it may pay to get professional carpet cleaners in or general cleaners to spruce the place up. This may be the costly route but may be crucial and an only option if you are pressed for time. Alternatively, don the yellow rubber gloves and get cleaning from bathroom basins to the interior of the oven. Clean the place as if you were anticipating the Queen’s arrival for Sunday tea and scones.

Bond & Bills

Now that we have the costs associated with the physical shift out of the way, we are now faced with the dilemma of paying a bond (for those who are renting). In most cases this is generally 3/4 weeks + the first week’s rent in one lump payment. This adds up and strikes at the worst possible time – with Christmas and New Year just in the rear view mirror. On the note of bonds; it would be worthwhile to ensure (tenants & landlords) conduct a thorough property inspection at the start of the tenancy. Thanks to Tenancy NZ for the following; If you’re a landlord you should:
  • lodge the bond within 23 working days of receiving it (not doing this is an unlawful act and you could be required to pay a financial penalty).
If you’re a tenant you should:
  • receive a letter confirming your bond has been lodged within six weeks (if you don’t, contact your landlord to check they lodged the bond)
  • budget for the bond being four weeks’ rent (although it might be less)
  • not sign a blank bond refund form.
Download the residential tenancy agreement below (includes the property inspection report). Download the bond lodgement form below.
Initial property inspection has more on how to carry out the inspection.


If you haven’t already it would pay to have insurance for your contents – regardless of whether you fear that goods may be damaged during your shift or not. Without going into too much detail it would be wise to insure big-ticket items like the 50-inch plasma or Grandmas finest china. Better to be safe than sorry. Same story as selecting a removal company – do your homework find out who offers, what and at which rate and go with the option that fits your requirements the best. You may be reluctant to spend on insurance but imagine if Grandma’s dinner plate – the greatest family heirloom, passed down from generation—to-generation was damaged

It all adds up…

Now I’m no rocket scientist but the costs here are certainly stacking up and will no doubt strike fear in anyone who is faced with the dilemma of moving at any time – let alone at Christmas/New Year, one of the busiest periods on the calendar. If the shift has been at the back of the mind, in sub-ordinance to Christmas and New Year plans, guarantee you won’t be alone. No one likes moving, particularly at this time of the year. You don’t want to have a meagre Christmas or miss out on New Year’s happenings this year, simply due to the unfortunate and untimely fact you have to move address. Get a personal loan from 8.9% p.a to manage the costs of moving these holidays, so you can enjoy and experience the Christmas and New Year that you deserve instead of being held back with moving homes.