Christmas Saver – What Our Member’s Have To Say

We all know savings are important; – to save for the emergency, save for the extravagant holiday abroad, save for retirement, save for University, save for your first home, a car or any luxury item. The list goes on. And as consumers, we are constantly given the message to save, save, save.

As with any approach to saving, it’s about creating good habits and maintaining these over a sustained period. That’s what makes the NZCU South Christmas Saver so effective and manageable. For a start, your fund is built by way of automatic input from your earnings. Interest is earned on top of this as a bonus. Plus your account cannot be accessed until 20th November 2018 – meaning you will be less tempted to dip into your savings and withdraw the balance – as you would with a normal savings account.

An NZCU South Christmas Saver account is designed specifically for Christmas spending. To lessen the load of the silly season, to make your next Christmas that much easier and even more special. The Christmas Saver gives you peace of mind at an expensive time of the year. Your funds are available to withdraw on the 20th November 2018. For your convenience, these funds can be transferred through electronic banking to your transactional account.

We could go on about the further benefits of an NZCU South Christmas Saver account, but we have already given our two cents worth here.  We’ve outlined the nuts and bolts, now our proud members have their say. Think of it like the cherry on top, to all that is good with the Saver account.

Don’t just take our word for it; see for yourself what our members have to say about the NZCU South Christmas Saver account;

Absolutely amazing this year it took a lot of stress off our annual summer camping trip and Christmas lunch! Plus earning interest while you go. Best idea ever. I don’t even notice it coming out of my account.   “Samantha”

It so much easier when you save from beginning of the year every week and don’t touch it till December. You will have money to buy presents, food and gas with no stressing. “Tonia”

Awesome! Gave me extra money for Christmas, holiday activities and even back to school gear. “Vanessa”

I don’t know what I’d do without mine! I have had one for years and about 4 or 5 years ago a friend started depositing money into my one too. So in the first week or 2 of December we go on a Christmas shopping day out that includes buying presents, but also good coffees and lunch. We only put in $25 a fortnight, [which we don’t miss as it comes straight out of our pay] and when it comes due, we have about $650 each. This eases the stress of buying presents and its extra money over the holidays and also makes it possible for us to go out and have some fun and not have to worry about where we are going to find the money to do it. “Helen”


It is so nice at Christmas time to know that you have that money available to do whatever you want with and I never miss the money throughout the year as it goes directly into the Christmas Saver account – it’s an awesome way to save for that more expensive time of the year!! “Suzanne”


Money put away automatically during the year which you don’t miss and it becomes available at a time which can be financially stressful. “Judy”


I love it, no Xmas budget stress, I can’t touch it during the year so guaranteed I will have money for all the little extras and bills at Xmas time. “Keryn”


It’s a blessing! It’s where any extra funds go! As I’m self-employed I don’t get paid for my holidays so this is great for saving that up and Christmas presents, Christmas holidays etc and everything is covered so no stress!!! Works amazingly for our family. “Heidi”


Quick easy and ongoing year after year. No need to think about it. It just happens. “Dale”


Great idea have 5 kids Xmas is always hard! “Kym”


It helps around Christmas time when you have the money saved for presents and do not have to worry about anything. l love it. “Margaret”


I have had an NZCU Christmas club for about 10 years now. I have an automatic payment set up each week which rolls over every year. During December I withdraw my savings and spend, spend spend! No stress, no hassles and not having the pressure over the silly season to find extra $$ makes it all worth it. “Trina”


Takes the worry and stress away knowing you have put money away from Xmas etc. Brilliant idea. “Evelyn”


You wouldn’t have a stressful Christmas as you would have enough saved up by then to put on a lovely Christmas dinner and buy beautiful prezzys for family and friends. “Bronwyn”


I have had one for several years now with NZCU and I look forward to November 20th each year when it unlocks and I can start my Christmas shopping without any stress. Probably the best savings account I have to be honest. “Patricia”



 Thanks to all the responses we received from our members as to the benefits and recommendations of an NZCU South Christmas Saver account.

Finally, in re-quoting some of the thoughts above; imagine the freedom and peace of mind you will be given with an extra x amount of dollars you will be able to spend at what is often a very busy, and expensive time of the year. It gives your family the ability to afford the special things at Christmas time.