Top 10 Tips When You Are Purchasing a Car
With winter fast approaching, the conditions on the road are becoming dangerous. So making sure you have the right car for the job, is essential.
12 Tips for Staying Warm this Winter Without Blowing the Budget
In anticipation of single-digit temperatures and the cooler period ahead we provide a guide to stay warm in your home this winter, without blowing the budget.
Time to Re-think The Way You Manage Your Money
Tracking where you spend your hard earned income takes time and discipline. Re-thinking your money management helps you refresh your finances and gets you back on track.
Is There a Difference Between Banks and Credit Unions?
We thought we would do some of the research for you and explain some of the differences that separate credit unions from banks.
What Money Lessons do you wish you had started earlier in life?
Upon reflection of past major decisions you have made, there is often a feeling of “I wish I had done this better” or “If only I had known to…” This certainly holds true with major financial decisions we make. What financial lessons would you preach to your younger self?
7 Benefits of a Debt Consolidation Loan
We’ve figured you probably heard from us enough times to know what we are talking about when we say, “Some things are just better together.” Yes, we say it a lot, so we thought, it’s about time we give everyone an update as to why “it’s just better.”
Kiwi Travel Must Visit Bucket List Locations
Travelling our nation is something we should aim to do a bit more often. We recommend adding these attractions and locations to your bucket list as they are genuinely phenomenal experiences that you have to witness in person.
5 Personal Finance Questions To Ask Your Partner
While money does not always bring happiness, it could be contested that how we manage and utilise our personal finance certainly does have a major role in the lifestyle we lead. Here are 5 questions you must ask your significant other regarding personal finance. You owe it to your relationship.
8 Reasons Why An Emergency Fund Should Be On Your Financial Radar
The benefits to building an emergency buffer are countless – from allowing freedom and greater leeway with our budget through to our mental wellbeing and reduced anxiety. We look at some of the key benefits of having and maintaining an emergency fund.
7 Things You Should Do Before Getting A Personal Loan
We know there is the saying that you learn best when you learn by your mistake’s. But when it comes to your finances, we think it’s best not to risk it.
Do You Have Everything in Order For When You Go?
Only half of New Zealand adults have a will, and only 20% of those under forty have one. Writing a will is an important task that all kiwis should consider.
Top tips for managing your time and money
Time and money. Two of the things we all wish we had more of. Simply put, the guide that follows provides a two birds, one stone type of approach to look at how we can maximise our time and money. To effectively budget smarter, in terms of both our time and money.
25 Rules You and Your Flat Mates Must Follow
With the beginning of University looming and all the students moving back into their new flats, we thought it might be the right time to pass on some knowledge of the unspoken rules of flatting…
Saving – how much is enough?
A dollar saved is better than none at all. Working from that mindset we look at how the 50-30-20 budget rule can be used to get you on the path to savings satisfaction.
Who, What, When, Where, & Why of Student Flatting & How you can avoid a diet of 2-minute noodles
It’s that time when students roll back onto campus and take up residence in a range of abodes. Read on to discover our tips for surviving student flatting.
How Important is it to Offer Security, While Borrowing Money
When it comes to letting your friends borrow your possessions, you tend to want to receive something, in order to guarantee a safe return…
To Pay Off Debt or To Save?
Simple answer is to strive for both. We present the case for each option – clearing debt or boosting savings, and better yet, how to maintain these habits, preserving optimal ground of staying debt-free (as best as we can manage) while still making heartening contributions to your savings account.
Riding Solo For Valentine’s Day? Well Here is 14 Ways to Spend the Day
Whether you plan on binge watching Netflix in either self-pity or pride, it is entirely up to you as when it comes down to it at the end of the day. Valentine’s is completely made up…
Christmas Saver – What Our Members Have To Say
We could go on and on about the benefits of an NZCU South Christmas Saver account. Instead we asked what our members thought. See what you’re missing out on
14 Date Ideas That Keeps Valentine’s Day Simple
Valentine’s Day has become such a commercialised event, that it now costs a small fortune to try to create a memory that is similar to what we see on T.V. It, however, doesn’t have to be costly to show your significant other that your care.
Christmas Saver – The Answer to your Christmas Finance Woes
An NZCU South Christmas Saver account is designed specifically for Christmas spending. To lessen the load of the silly season, to make your next Christmas that much easier and even more special.
Debt Snowball or Avalanche, What’s the Best Way to Tackle Your Debt?
Would you rather start off small and build it up slowly or hit it big with urgency and get it over and done with? Today we will talk about the pros and cons of both these debt repayment methods so that you have a better idea as to which one would work for you.
This year I’m going to travel to…
Why not make 2018 the year you pull the trigger and finally make the decision to take the holiday you have been dreaming about. To make this happen,
Top 56 New Zealand ‘Better Together’ Pairings
We know that some things are just better together than they are on their own. So that’s why we went ahead and comprised a list of the top Kiwiana pairings that we were able to brainstorm during one of our morning teas.
New Year, New Financial Me
With a ‘new year, new me’ mentality we provide you several options to consider, to help you achieve your personal finance goals for 2018.
Top 10 Tips to Protect Yourself Online In 2018
With all these processes being done through the power of the mighty web, it makes you ask yourself, how safe are we from cyber-crime and hackers?
Let’s stick to our New Year Resolutions for more than 2 weeks in 2018…
As the clock strikes midnight and we progress into 2018, this acts as a point of self-reflection and we instantly seek ways to improve ourselves and our habits moving forward. We look at ways to stick to your ambitious plans to avoid abandonment after a couple weeks, like last year (and every other year)
10 Tips to Pack It All This New Years
We always want to pack our new toys and joys as we wish to show them off to all our friends and family. So one’s ability to fully utilise the limited space they have in their suitcase, comes into play here, as our skill level dramatically affects how much we can take away with us.
50 Classic New Year’s Resolutions
Every man and his dog has their take on New Year’s Resolutions and they’re about as customary as a Lynx Africa Shower Set under the Christmas Tree so without further ado, let’s look at our 50 New Year’s resolutions that could potentially, no, without a doubt make your 2018 even bigger and better than you could possibly imagine.
Top 10 Christmas Gift Ideas Under $20 From Him to Her
We are back again with another top 10 Christmas presents lists, this time, catering to those special females in your lives. As a small disclaimer, we would like to state that this list was created and edited from one of our male staff members.
Top 10 Christmas Gift Ideas Under $20 For Him
Christmas for some is the time for family and friends, and joy and laughter. But for others, Christmas is the time for presents! We all want to be generous with our gift giving, but we also don’t want to give an arm and a leg to do so.
New Year; New Me, New Home
New Year is a time to roll over a new leaf, for optimistic resolutions and a time for change to occur. We could talk about joining a gym or becoming paleo for 2018 but instead we will look into a change of scenery, change in address and the steps involved in minimising the stress of moving home over the holiday period.
Comprehensive Credit Reporting; the Nuts & Bolts
A credit score is fundamentally your financial CV that tells whether you are worthy of taking on credit. A Comprehensive Credit Report is a balanced review of your credit history looking at both the negative and the positive. This is good news if you’re wanting to apply for credit, which you will almost inevitably do at some point.
Need to Improve Your Credit Score? A Debt Consolidation Loan Might Be Your Saviour
Credit Score; your form guide. Would you back yourself?
Your Credit Score matters. Whether you are facing the prospect of applying for a mortgage for your first home, indeed a personal loan, credit card or even a new job, your credit score tells the story of you. A credit score provides an account of your history, dependability and control. Effectively, whether you are worthy in the eyes of financial institutions, prospective landlords, and employers alike when deciding to offer you credit, a tenancy, or even a job.
Avoid the New Year Hangover With a Debt Consolidation Loan
Christmas presents, New Year accommodation, travel expenses and slush funds. It’s these expenses that we are preparing for as the joyous holiday season fast approaches. With all these cost burdens falling at once, we tend to reach out to our credit cards and debit cards to help us through. But relying on this option alone, doesn’t always pay off.
7 Gram-Worthy North Island Destinations for the Summer Holiday You Deserve
It’s now time to identify our 7 go-to, Gram-Worthy North Island destinations for the holiday season. So fill the chilly-bin, load up the car and hit the road with your favourite playlist raging throughout. Whether you are with your mates or family, surfing or sun-bathing, call it a bach or a crib, it’s time to experience the best of summer, creating lasting memories along the way.
DIY This Summer? Here’s 7 Money Saving Tips You Should Know
With summer around the corner and Christmas fast approaching, we are getting into that time of year where we decide our kitchen isn’t quite doing it for us now, or the colour of our house doesn’t look right anymore. That’s right. We are transitioning into the traditional Kiwi DIY season.
7 Gram-Worthy South Island Destinations for the Summer Holiday You Deserve
The mercury is rising, barbeques lighting up, backyard cricket battles, sun, sand, and sunscreen. And of course, god-awful Christmas carols are playing in every store you set foot in! Summer is well and truly here and now is the time to plan the summer break you deserve. Here are 7 holiday destinations that you better capture on Instagram this summer. #nofilter necessary
Before You Think About Buying A Car, Read This.
New vs. used, the age old decision many of us have faced when trying to buy a car. Used cars are cheaper, but new cars are shinier, this internal conflict of weighing up the pros and cons has puzzled many individuals before us.
What’s Better For Me, Credit Card or Personal Loan?
How many times have we fallen into the trap of simply saying, “Chuck it on the card!” With various products being shown to us every time we turn the corner or even log in online, we are often finding ourselves reaching for money that we don’t currently have.
5 Simple Tips to Manage Your Money & Take Control
Us Kiwis are a simple breed. A spade-is-a-spade type approach is all that is necessary to un-complicate the complicated. The steps that follow, when followed diligently will allow you to confidently manage your money, to better inform your decisions. To take control of your finances
How Can Debt Consolidation Save My Life?
5 Ways to Avoid Overspending this Festive Season
Look After Your Assets – Care for Your Car in the Cold
Money Week 2017
Save money on food
Save money on cleaning, don’t compromise on the clean!
How to save at the supermarket – the best grocery savings
The second article in our Money Saving Tips series, and here we focus on how you can save your hard earned money when you go shopping. There are many opportunities to save at the supermarket, and we look at the ones most likely to work for you.