Board of Directors

J Fredric - webJanice Fredric B Comm, CA, MBA (Dist.) CMinstD, FNZIM

Chair, Secretary, Member of Audit and Risk and Governance
Director since 2014

Janice is a professional director with a broad portfolio of current and past directorships, extensive executive experience and a chartered accountant. She has worked in a wide range of industry sectors and sizes, both in New Zealand and internationally and particularly enjoys working with membership organisations.

Janice is a member of the Institute of Directors, Chairman of the Canterbury branch, a Fellow of the NZ Institute of Management and a member of the Institute of Chartered Accountants.


Peter M Colour 2Peter McKnight

Deputy Chair, Chair of Trustees, Member of Audit and Risk
Director since 2007

Southern born, raised and educated, Peter is a Repairable Spares Coordinator at New Zealand Aluminium Smelters Limited.  Peter has been involved with Credit Unions for thirty years and has held various board positions within the Credit Union over the past fifteen years.

He is a member of CUINZ and holds a number of Credit Union qualifications.  Peter is passionate about Credit Union South and its future.


LouiseEdwardsCroppedLouise Edwards C Com, FCA, FNZIM 

Treasurer, Chair of Audit and Risk
Director since 2016

Louise is a Chartered Accountant and Chief Executive of the Rātā Foundation. She has over 20 years senior management experience across a number of industries in NZ and overseas. In particular, Louise has held senior executive positions within the NZ financial services industry and is an experienced leader with a wealth of financial management acumen. Previous roles include Chief Executive of Perpetual Trust, Chief Operating Officer for Assure NZ (subsidiary of AXA) and Senior Development Manager at Jacques Martin.

She holds several board appointments including as a director of the Christchurch NZ Holdings Ltd where she also chairs the Audit and Risk Committee. She has a strong interest in governance, being actively involved in the Canterbury branch of Institute of Directors.


ShonaCummingCroppedShona Cumming   LLB, CMinstD, CUINZ

Trustee, Chair of Governance
Director since 2016

Shona is a partner in a Dunedin law firm specialising in business and commercial law with clients throughout New Zealand.
She previously served on the board of Credit Union South from 2010 to 2013, during which time she was a Trustee and Chair of the Governance Committee.
Shona has her CUINZ certificate and is a chartered member of the NZ Institute of Directors.

Raised in Tauranga with an Otago University law degree, Shona has made Dunedin her home.   Shona is married with three young children.


Peter Booth - EditedPeter Booth BSc.(Hons), Cert. Ed., Grad. Dip (Bus), BA.(Hons)

Member of Governance
Independent Director since 2017

Peter has a distinguished international career holding executive positions within several Fortune 500 Companies. This has included senior positions within international information technology, telecommunications and financial & investment businesses in multicultural, multi discipline environments.

As well as owning and operating several businesses, he is also studying a Master Degree at Staffordshire University in UK.  Based in Dunedin, Peter travels extensively internationally which he believe assists in understanding trends in global markets. has a Shopper Approved rating of 4.7/5 based on 479 ratings and reviews