Accesscredit®

Access to a line of credit to buy the things you need now.

Your Accesscredit® card can provide you with a continuous revolving credit limit and an interest rate that is lower than many credit cards and hire purchase agreements.

  • Access to a line of credit 24/7
  • Flexible payment options
  • ATM/EFTPOS access throughout New Zealand and overseas.

Whether you are planning an overseas holiday, have a special purchase in mind, or simply want another option for day-to-day spending – it’s hard to look past Accesscredit®.

  • Secure pin-based card
  • Repayment Insurance available (mandatory at some NZCUs)
  • Minimum payment is 3% of the closing balance each month (5% at some NZCUs) or $10, whichever is greater
  • Replacement cards available by phoning 0800 800 147 or contacting your local NZCU.